Mortgage advice, human support
Empowering first-time buyers, home movers and investors to make confident financial decisions
Dedicated mortgage advisor and case manager, with you every step
Access to over 95 lenders and 10,000+ mortgage deals (some exclusive ones!)
Solutions for every situation, from first-time buyers to home movers, including support for adverse credit, and buy-to-let mortgages
Full application and paperwork support so you can focus on your move
Mortgage calculator
Our mortgage calculator gives you an idea of how much you can afford to borrow to buy a home.
Annual income of applicants
Deposit
You could afford a property worth
£0
We're here to help — all under one roof
Mortgage advice
Straightforward advice to get you the right mortgage deal for your needs. And your advisor handles the little details, so you can put your feet up.
The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.
Fee waived when you sell your house with a Full House package on Purplebricks.
Remortgaging
Current deal coming to an end? Looking to reshuffle your mortgage to save money? We’re experts at remortgaging.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Protection insurance
From life to illness to income, we help you secure insurance policies to safeguard what matters to you, come what may.
Looking for business insurance? We've got you covered with a wide range of coverages and policies.
For insurance business we offer products from a choice of insurers.
Buy-to-let mortgages
Ready to invest in a buy-to-let property or expand your portfolio? We’ll help you land the right buy-to-let mortgage.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Award-winning service
Our focus is always on providing excellent service, so we’re proud when we receive awards that recognise we’re doing just that. We’re the proud winners of the What Mortgage ‘Best Online Mortgage Broker’ Award for 2024 - and 2025! Plus, we won the Personal Finance Awards 'Best Mortgage Broker for Customer Service', along with being Highly Commended in their ‘Best Mortgage Broker (40 advisors and over)’ category. Safe to say, you’re in safe hands!
How do I get a mortgage?
Jump on a quick call to chat about your finances. We’ll look at your deposit, income, and spending habits to work out what you could borrow for a mortgage.
Book in a 30–45-minute call with your dedicated advisor. We’ll scour over 12,000 mortgage deals from 90+ lenders to find the right mortgage for you. Ask any questions – we’ve heard it all and have the answers.
Ready to apply? We’ll handle the next part for you. And sort your protection insurance too, if you need us to. You’ll pay your fee at this stage. Then all you need to do is securely upload the relevant documents.
Once your chosen lender is happy with your application, they will issue an offer. We'll let you know so you can do a happy dance!
Once you have a mortgage offer, we'll chase the solicitors, agents and keep the sale moving. And if you need advice or answers, we’re on hand to help.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.
You may have to pay an early repayment charge to your existing lender if you remortgage.
You could get a mortgage offer in 12 days
Submitting a mortgage application is nerve-racking – we get it. We work with our lenders every day, so we do everything we can to get your offer accepted the first time around, and as soon as possible.
*From application to official mortgage offer, our average turnaround time is 12 days.
Ready to take the first step?
Not ready to talk to an advisor just yet?
Purplebricks Mortgages have an affiliate relationship with Check My File, where you can get a 30-day free trial. Check My File provides access to your data from all three major credit reference agencies, not just one, and is consistently rated excellent on Trustpilot.
Your trial and the subscription can be cancelled at any time. Beyond the 30-day free trial, the service is charged at £14.99 per month.
Please note that Purplebricks Mortgages may receive a commission if you sign up to Check My File through this link. This does not affect the price you pay or the service you receive.
Mortgage FAQs
Got questions about mortgages, affordability, interest rates and more? We’ve got the answers.
Property can be expensive. And since most of us don’t have a sweet pile of cash lying around, we need to borrow money to buy a house. A mortgage is a home loan. It’s money that you borrow from a lender so that you can purchase a property of your own. Typically, you pay back the loan (the capital amount) each month, along with interest, so you’re one step closer to owning the property outright.
It depends on your individual circumstances – such as your income, debt, age – most lenders will allow you to borrow between 4 and 4.5 times your annual income. For example, if your annual income is £30,000, you may be able to borrow between £120,000 and £135,000 for a mortgage. For a quick estimate of what you could borrow, check out our mortgage calculator. Again, all of this depends on your individual figures, so it’s worth talking to an advisor to see what you could borrow.
At Purplebricks Mortgages, we’re not tied to specific insurers. Our advisors have access to a wide range of lenders (over 90 – with over 12,000 products!), so you can feel confident you’re seeking out the right deal for your needs. We work with lenders such as HSBC, Santander, Barclays, and many more.
To ensure you get the best possible service, there may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.
Why? Well, you’ll get expert advice from a qualified mortgage advisor, who will get to know your needs and budget. We’re with you every step of the way, and we’ll do the heavy lifting for you – from scouring the market for the right deal to submitting paperwork and chasing the lenders. Plus, you may just find you save money by using a mortgage broker who has access to some fantastic deals.
We want to make the mortgage process simple. We’re here from start to finish to ensure you find the right mortgage to suit your needs, all made possible through our expertise and great customer service.
To start, we’ll ask for an initial call (phone or video, your choice!) to get to know what you’re looking for, as well as your income, budget, deposit and more. It’s a great time to ask any questions you have about the mortgage or process. Then, our advisors will get to work hunting down the right deal for you.
Once your advisor has narrowed down the mortgage deals and you’re happy with their expert advice, they’ll take it from there, handling the nitty gritty paperwork and chasing the right people.
And when you’re ready to remortgage or have more questions, your advisor is on hand to help.
You don’t ‘need’ a mortgage broker, and you can choose to arrange a mortgage yourself directly with the lender. However, it can be very beneficial to employ the expertise of a broker, whether you’re remortgaging, moving home or buying your first property. Around 70% of people in the UK use a broker to help secure their next mortgage deal, while most first-time buyers tend to use a broker to aid their purchase.
Aside from missing out on certain mortgage deals and doing more paperwork yourself, Purplebricks Mortgage advisors scour the market to find attractive deals that suit your needs.
Mortgages are complex and there are many moving parts. You’re locking yourself into a financial commitment, so it’s wise to have an expert on your side to find the right mortgage rate – as well as have someone to answer any questions you have along the way.
A mortgage interest rate is the percentage fee that is charged on the home loan by the lender. It’s essentially the ‘cost’ of borrowing the money for the property purchase. Interest rates change regularly, so it’s worth keeping your eye on them when you’re thinking of remortgaging.
Purplebricks is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299. Your home may be repossessed if you do not keep up repayments on your mortgage.