First-time buyer’s guide – your questions answered

Buying your first home is a huge commitment – and a pretty long process. From making offers to securing a mortgage deal, there are a few steps in the homebuying journey that are probably brand new to you.  

It’s exciting to be taking your first step onto the property ladder, but we know it can be stressful too. If you’re on the hunt for all the first-time home buyer advice you can get, then you’re in the right place.  

There are no silly questions when it comes to buying your first home, and there aren’t many questions that phase us! Check out our first-time buyer questions and answers below. And if you’re still left wondering, get in touch with one of our mortgage advisors – we’d love to help.

Some key terms for first-time buyers

Your deposit, borrowing, and house-buying budget

Get in touch

Taking out a mortgage can feel like a whole new world, and it’s easy to feel overwhelmed with all the jargon. But you don’t need to.

Whether you’re ready to nail down the type of mortgage you’re after, or you’ve got an offer in place but need some first-time buyer mortgage advice, we’re here to help.

With access to a whopping 12,000 mortgage deals from over 90 lenders, our advisors can take some of the stress off. We know the mortgage process inside out, and we help people secure their ideal mortgage deal every day. If you’ve still got questions, our advisors are here to give you simple, straightforward advice.

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is £299.

You may have to pay an early repayment charge to your existing lender if you remortgage.

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